Palos Verdes Chamber

Old Republic Title Company

Old Republic Title Company


Title Insurance Services

About Us

What is Title insurance and why do you need it?

Title Insurance is principally a product developed and sold in the United States as a result of an alleged comparative deficiency of the U.S. land records laws. It is meant to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters.

Title insurance for property owners, called an Owner’s Policy, is usually issued in the amount of the real estate purchase. It is purchased for a one-time fee at closing and is valid for as long as the owner or his heirs have an interest in the property. Only an Owner’s Policy fully protects the buyer should a covered title problem arise with the title that was not found during the title search. Possible hidden title problems can include:

· Errors or omissions in deeds

· Mistakes in examining records

· Forgery

· Undisclosed heirs

Title insurance for mortgage lenders is called a Loan Policy. Most lenders require a Loan Policy when they issue a mortgage loan. The Loan Policy is usually based on the dollar amount of the loan and it protects the lender’s interests in the property should a problem with the title arise. It does not protect the buyer. The policy amount decreases each year and eventually disappears as the loan is paid off.


  • Errors or omissions in Deeds?
  • Mistakes in examining records?
  • Forgery on Deeds?
  • Undisclosed heirs?
  • Quitclaim Deeds? Family Trust?


Grand Opening
Farming App for Realtors
Education Flyer for Consumers!

Rep/Contact Info

Card image cap
Mr. Juan Antonio Bueno
Vice President | Sr. Acct. Exec.